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Stories written by Iain Marshall
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Financial focus: Work to become a better investor

On Sept. 1, we observe Labor Day — a celebration of the American worker. Of course, you work hard at your own job, but, when you think of it, every worthwhile endeavor in life requires significant effort — and that’s certainly the case with investing. The harder you work at it, the more likely you […]

Comments Off / August 31, 2014 | Posted in Business Columns | Read More »

What’s smarter — paying off debts or investing?

Iain Marshall

It probably doesn’t happen as much as you’d like, but from time to time, you have some extra disposable income. When this happens, how should you use the funds? Assuming you have adequate emergency savings — typically, three to six months’ worth of living expenses — should you pay off debts, or fund your IRA […]

Comments Off / July 29, 2014 | Posted in Business Columns,Cameron Park Life | Read More »

Financial focus: Free yourself from cycle of emotional investing

Iain Marshall

In many areas of your life, you’re probably aware that it’s useful to keep emotions out of your decision-making — and that’s certainly the case with investing. However, it can be difficult to keep your feelings from influencing your investment decisions. But you may find it easier to invest with your head, rather than your […]

Comments Off / June 24, 2014 | Posted in Business Columns,Cameron Park Life | Read More »

How will Social Security fit into your retirement income strategy?

Have you given much thought to collecting Social Security? The answer probably depends on how old you are — but whatever your age, you’ll want to consider the best way of incorporating Social Security benefits into your retirement income strategy. Of course, if you have several decades to go until you retire, you might be […]

Comments Off / May 27, 2014 | Posted in Business Columns | Read More »

Prepare for health care costs in retirement

Iain Marshall

As you save and invest for retirement, what are your ultimate goals? Do you plan on traveling the world? Purchasing a vacation home? Pursuing your hobbies? People often think and plan for these costs. Yet, too often, many of us overlook what potentially could be a major expense during our retirement years: health care. By […]

Comments Off / April 30, 2014 | Posted in Business Columns,Cameron Park Life | Read More »

You can cope with turbulence … as a passenger and an investor

Iain Marshall

If you’re like many travelers, you get a little nervous when your airplane goes through some turbulence. And if you’re like a lot of investors, you may get somewhat jumpy when the financial markets are volatile. Yet flight turbulence probably isn’t as scary as it seems, and the same may be true for market volatility […]

Comments Off / March 26, 2014 | Posted in Business Columns | Read More »

Saving is good … but it’s not investing

Iain Marshall

It’s a good thing to have some savings. When you put the money in a low-risk account, you can be pretty sure it will be readily available when you need it. Nonetheless, “saving” is not “investing” — and knowing the difference could pay off for you far into the future. Think about it this way: […]

Comments Off / February 25, 2014 | Posted in Business Columns | Read More »