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Stories written by Iain Marshall
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Prepare for health care costs in retirement

Iain Marshall

As you save and invest for retirement, what are your ultimate goals? Do you plan on traveling the world? Purchasing a vacation home? Pursuing your hobbies? People often think and plan for these costs. Yet, too often, many of us overlook what potentially could be a major expense during our retirement years: health care. By […]

Comments Off / April 30, 2014 | Posted in Business Columns,Cameron Park Life | Read More »

You can cope with turbulence … as a passenger and an investor

Iain Marshall

If you’re like many travelers, you get a little nervous when your airplane goes through some turbulence. And if you’re like a lot of investors, you may get somewhat jumpy when the financial markets are volatile. Yet flight turbulence probably isn’t as scary as it seems, and the same may be true for market volatility […]

Comments Off / March 26, 2014 | Posted in Business Columns | Read More »

Saving is good … but it’s not investing

Iain Marshall

It’s a good thing to have some savings. When you put the money in a low-risk account, you can be pretty sure it will be readily available when you need it. Nonetheless, “saving” is not “investing” — and knowing the difference could pay off for you far into the future. Think about it this way: […]

Comments Off / February 25, 2014 | Posted in Business Columns | Read More »

What’s your retirement vision?

Iain Marshall

When you start out in your career, you’re probably not thinking much about retirement. At this point, your picture of a “retirement lifestyle” may be, at best, hazy, hidden as it is behind a veil of experiences you’ve yet to encounter. But as you move through the years, your view of retirement comes into clearer […]

1 Comment / January 29, 2014 | Posted in Business Columns | Read More »

Financial Focus: Financial resolutions for the new year

Iain Marshall

About 45 percent of Americans usually make New Year’s resolutions, according to a survey from the University of Scranton. But the same survey shows that only 8 percent of us actually keep our resolutions. Perhaps this low success rate isn’t such a tragedy when our resolutions involve things like losing a little weight or learning […]

Comments Off / December 30, 2013 | Posted in Business Columns,Cameron Park Life | Read More »

Assumptions can be dangerous to investors

Iain Marshall

Every day of our lives, we make assumptions. We assume that the people we encounter regularly will behave in the manner to which we are accustomed. We assume that if we take care of our cars, they will get us to where we want to go. In fact, we need to make assumptions to bring […]

Comments Off / November 25, 2013 | Posted in Business Columns | Read More »

Don’t get frightened by these scary investment ideas

Iain Marshall

Halloween has just passed. Of course, whether you’re navigating the dark corridors of a “haunted house” or just dealing with the “creepy” characters coming to your door demanding candy, you’re probably not too fearful of the sights of the season. But as you go through life, you’ll want to avoid some things that really are […]

Comments Off / October 29, 2013 | Posted in Business Columns,Cameron Park Life | Read More »