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Stories written by Iain Marshall
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Saving is good … but it’s not investing

Iain Marshall

It’s a good thing to have some savings. When you put the money in a low-risk account, you can be pretty sure it will be readily available when you need it. Nonetheless, “saving” is not “investing” — and knowing the difference could pay off for you far into the future. Think about it this way: […]

Comments Off / February 25, 2014 | Posted in Business Columns | Read More »

What’s your retirement vision?

Iain Marshall

When you start out in your career, you’re probably not thinking much about retirement. At this point, your picture of a “retirement lifestyle” may be, at best, hazy, hidden as it is behind a veil of experiences you’ve yet to encounter. But as you move through the years, your view of retirement comes into clearer […]

1 Comment / January 29, 2014 | Posted in Business Columns | Read More »

Financial Focus: Financial resolutions for the new year

Iain Marshall

About 45 percent of Americans usually make New Year’s resolutions, according to a survey from the University of Scranton. But the same survey shows that only 8 percent of us actually keep our resolutions. Perhaps this low success rate isn’t such a tragedy when our resolutions involve things like losing a little weight or learning […]

Comments Off / December 30, 2013 | Posted in Business Columns,Cameron Park Life | Read More »

Assumptions can be dangerous to investors

Iain Marshall

Every day of our lives, we make assumptions. We assume that the people we encounter regularly will behave in the manner to which we are accustomed. We assume that if we take care of our cars, they will get us to where we want to go. In fact, we need to make assumptions to bring […]

Comments Off / November 25, 2013 | Posted in Business Columns | Read More »

Don’t get frightened by these scary investment ideas

Iain Marshall

Halloween has just passed. Of course, whether you’re navigating the dark corridors of a “haunted house” or just dealing with the “creepy” characters coming to your door demanding candy, you’re probably not too fearful of the sights of the season. But as you go through life, you’ll want to avoid some things that really are […]

Comments Off / October 29, 2013 | Posted in Business Columns,Cameron Park Life | Read More »

What’s your retirement “contingency plan?”

Iain Marshall

You probably have thought about what you’d like to do during your retirement years. But all your plans probably depend, to at least some extent, on your financial situation. What happens if you reach the age at which you wish to retire and you just don’t have the money you thought you’d have? If this […]

Comments Off / September 25, 2013 | Posted in Business Columns,Cameron Park Life | Read More »

What do new investors really need to know?

If you’re starting out as an investor, you might be feeling overwhelmed. After all, it seems like there’s just so much to know. How can you get enough of a handle on basic investment concepts so that you’re comfortable in making well-informed choices? Actually, you can get a good grip on the investment process by […]

Comments Off / August 27, 2013 | Posted in Business Columns | Read More »