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Stories written by John Zezini
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Conversation about finances is important for newlyweds

John Zezini

If you’re getting married, you no doubt have many exciting details to discuss with your spouse-to-be. But after you get back from the honeymoon, you’ll want to have another discussion — about your finances. It might not sound glamorous, but couples who quickly “get on the same page” regarding their financial situation are actually taking […]

Comments Off / June 03, 2014 | Posted in Business Columns | Read More »

Avoid problems by updating beneficiary designations

John Zezini

Like many people, you might not particularly enjoy thinking about your estate plans, but such planning is necessary to make sure your assets go where you want them to go. And it’s just as important to regularly review your plans with your tax, legal and financial professionals in case any changes are needed. For instance, […]

Comments Off / May 18, 2014 | Posted in Business Columns | Read More »

Prepare for Health Care Costs in Retirement

John Zezini

As you save and invest for retirement, what are your ultimate goals? Do you plan on traveling the world? Purchasing a vacation home? Pursuing your hobbies? People often think and plan for these costs. Yet, too often, many of us overlook what potentially could be a major expense during our retirement years: health care. By […]

Comments Off / March 30, 2014 | Posted in Business Columns | Read More »

Financial focus: Take steps to protect your family business

John Zezini

There’s nothing more important in the world to you than your family. However, your family-owned business probably comes in second. So when it comes to protecting both your family and your business, you need to carefully consider your moves. As you know, you face plenty of challenges to keep your business running smoothly — but […]

Comments Off / March 02, 2014 | Posted in Business Columns | Read More »

How will your investments affect your child’s financial aid prospects?

John Zezini

Even though it’s only February, college financial aid officers are already gathering documents, crunching numbers and otherwise working to determine grants for the school year that starts this coming fall. If you have children you plan on sending to college, how will your own savings and investments affect their chances of getting financial aid? The […]

Comments Off / February 11, 2014 | Posted in Business Columns | Read More »

Financial focus: Use ‘tax diversification’ to help manage retirement income

John Zezini

You need to save and invest as much as possible to pay for the retirement lifestyle you’ve envisioned. But your retirement income also depends, to a certain degree, on how your retirement funds are taxed. And that’s why you may be interested in tax diversification. To understand the concept of tax diversification, you’ll need to […]

Comments Off / January 09, 2014 | Posted in Business Columns | Read More »

Financial focus: Assumptions can be dangerous to investors

John Zezini

Every day of our lives, we make assumptions. We assume that the people we encounter regularly will behave in the manner to which we are accustomed. We assume that if we take care of our cars, they will get us to where we want to go. In fact, we need to make assumptions to bring […]

Comments Off / December 15, 2013 | Posted in Business Columns | Read More »