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Stories written by John Zezini
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Are you a “hands-on” investor?

John Zezini

The investment world can be complex — so you may not want to navigate it alone. But when it comes to getting professional advice, you certainly have an abundance of choices. How can you know which approach is right for you? The answer depends, to a large extent, on how you choose to work with […]

Comments Off / July 12, 2012 | Posted in Business Columns | Read More »

Work toward your own financial Independence Day

John Zezini

Once again, Independence Day is here, bringing fireworks and barbecues. Of course, the 4th of July is more than hoopla — it’s a time to reflect on the many freedoms we enjoy in this country. Yet, for many people, one important type of freedom — financial freedom — is still elusive. So you may want […]

Comments Off / July 02, 2012 | Posted in Business Columns | Read More »

Financial focus: Gen X’ers must juggle a variety of financial issues

John Zezini

If you’re part of “Generation X” — the age cohort born between the mid-1960s and the early 1980s — you’re probably in one of the busiest phases of your life, as you’re well into your working years and, at the same time, busy raising a family. But just as you’re “multi-tasking” in your life, you’ll […]

Comments Off / May 24, 2012 | Posted in Business Columns | Read More »

529 plan can help with college funding and estate-planning considerations

John Zezini

Now that another school year is drawing to a close, your young children are a step closer to the day when they’ll be heading off to college. Of course, as you’re probably aware, higher education doesn’t come cheap — and the costs seem to continuously climb. You can help your children — or even your […]

Comments Off / May 10, 2012 | Posted in Business Columns | Read More »

Financial focus: What should you do with a 401(k) when leaving a job?

John Zezini

In the past, many people stayed at one job, or at least one company, for almost their entire working lives. When they retired, they could typically count on a pension, the value of which was based on their years of service and earnings. But today, workers can expect to hold several different jobs in their […]

Comments Off / April 26, 2012 | Posted in Business | Read More »

Even with low rates, you can invest for income

John Zezini

Not long ago the Federal Reserve (Fed) announced that it plans to keep short-term interest rates near zero until late 2014. The Fed initially pushed rates to that level in 2008, in an effort to stimulate economic growth. Clearly, low interest rates have a wide-ranging impact — but what effect will they have on you, […]

Comments Off / April 12, 2012 | Posted in Business | Read More »

Put time — and tax-advantaged investments — on your side

John Zezini

If you’re relatively young, and you’ve been investing only a few years, you possess an asset that is invaluable and cannot be replaced: time. And the more time you spend contributing to tax-advantaged investments, the better off you may be. As an investor, time is your ally for two reasons. First, the more time you […]

Comments Off / March 29, 2012 | Posted in Business Columns | Read More »