John Zezini

Maxed out on your IRA and 401(K)? What’s the next step?

If you are contributing the maximum amount to your 401(k) or other employer-sponsored retirement plan each year, that’s good. And if you’re also “maxing out” on your Individual Retirement Account (IRA) annually, that’s even better. But what then? If you’re already fully funding your 401(k) and IRA, can you put away even more for retirement? […]

March 21, 2012 | Posted in Business Columns | Tagged ,

Financial focus: Put power of tax deferral to work

As an investor you may sometimes feel frustrated. After all, your portfolio seems to be at the mercy of the financial markets, whose volatility is beyond anyone’s control. Yet you can control the quality of the investments you own and the diversification of those investments to improve your chances of attaining your long-term financial goals. […]

February 15, 2012 | Posted in Business Columns | Tagged ,

What does investment landscape look like in 2012?

As an investor, you know that 2011 was a somewhat “choppy” year, with the financial markets going through many ups and downs. So what can you expect in 2012? As baseball Hall of Famer Yogi Berra is quoted as saying: “It’s hard to make predictions — especially about the future.” And these words are certainly […]

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Financial focus: Charitable giving helps everyone

To participate in the spirit of the holiday season, you may be thinking of making some charitable gifts. If so, you’ll no doubt enjoy helping a group that does valuable work. But to begin with, it’s important to understand just how necessary your gifts are to the country’s social fabric. Given the effects of the […]

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Five good reasons to create an investment strategy

Some people buy investments here and there, now and then. Others open an Individual Retirement Account (IRA), put some money in it, and then forget about it. But this type of haphazard investment behavior can lead to haphazard results. On the other hand, you’ve got five good reasons for creating and following a comprehensive, long-term […]

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Financial focus: Improve your financial picture during “open enrollment”

Late fall marks the beginning of the holiday season, which probably means that you’ll have a lot going on over the next couple of months. However, busy as you are, you’ll want to take the time to review your employee benefits package, since November also is a popular month for employers to offer open enrollment. […]

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Financial focus: Do men and women invest differently?

Several years ago, a book titled “Men Are From Mars, Women Are From Venus” was quite popular. As the title suggests, the book argues that men and women are vastly different from each other, particularly in their emotional needs and in the way they communicate. While not everyone agrees with the notion that men and […]

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