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What’s smarter — paying off debts or investing?

Iain Marshall

It probably doesn’t happen as much as you’d like, but from time to time, you have some extra disposable income. When this happens, how should you use the funds? Assuming you have adequate emergency savings — typically, three to six months’ worth of living expenses — should you pay off debts, or fund your IRA […]

No Comment / July 29, 2014 | Posted in Business Columns,Cameron Park Life | Read More »

Financial focus: Free yourself from cycle of emotional investing

Iain Marshall

In many areas of your life, you’re probably aware that it’s useful to keep emotions out of your decision-making — and that’s certainly the case with investing. However, it can be difficult to keep your feelings from influencing your investment decisions. But you may find it easier to invest with your head, rather than your […]

No Comment / June 24, 2014 | Posted in Business Columns,Cameron Park Life | Read More »

Conversation about finances is important for newlyweds

John Zezini

If you’re getting married, you no doubt have many exciting details to discuss with your spouse-to-be. But after you get back from the honeymoon, you’ll want to have another discussion — about your finances. It might not sound glamorous, but couples who quickly “get on the same page” regarding their financial situation are actually taking […]

No Comment / June 03, 2014 | Posted in Business Columns | Read More »

How will Social Security fit into your retirement income strategy?

Have you given much thought to collecting Social Security? The answer probably depends on how old you are — but whatever your age, you’ll want to consider the best way of incorporating Social Security benefits into your retirement income strategy. Of course, if you have several decades to go until you retire, you might be […]

No Comment / May 27, 2014 | Posted in Business Columns | Read More »

Avoid problems by updating beneficiary designations

John Zezini

Like many people, you might not particularly enjoy thinking about your estate plans, but such planning is necessary to make sure your assets go where you want them to go. And it’s just as important to regularly review your plans with your tax, legal and financial professionals in case any changes are needed. For instance, […]

No Comment / May 18, 2014 | Posted in Business Columns | Read More »

Prepare for health care costs in retirement

Iain Marshall

As you save and invest for retirement, what are your ultimate goals? Do you plan on traveling the world? Purchasing a vacation home? Pursuing your hobbies? People often think and plan for these costs. Yet, too often, many of us overlook what potentially could be a major expense during our retirement years: health care. By […]

No Comment / April 30, 2014 | Posted in Business Columns,Cameron Park Life | Read More »

Prepare for Health Care Costs in Retirement

John Zezini

As you save and invest for retirement, what are your ultimate goals? Do you plan on traveling the world? Purchasing a vacation home? Pursuing your hobbies? People often think and plan for these costs. Yet, too often, many of us overlook what potentially could be a major expense during our retirement years: health care. By […]

No Comment / March 30, 2014 | Posted in Business Columns | Read More »