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529 plan can help with college funding and estate-planning considerations

John Zezini

Now that another school year is drawing to a close, your young children are a step closer to the day when they’ll be heading off to college. Of course, as you’re probably aware, higher education doesn’t come cheap — and the costs seem to continuously climb. You can help your children — or even your […]

Comments Off / May 10, 2012 | Posted in Business Columns | Read More »

This Mother’s Day, think of lifetime financial moves to help kids

Iain Marshall

If you’re a mother, you’ll probably get some nice cards and flowers on Mother’s Day. But of course, your greatest gifts are your children themselves. And since you want to see them happy and financially secure, perhaps you can use this Mother’s Day as an opportunity to consider ways to help your children at various […]

Comments Off / April 26, 2012 | Posted in Business Columns | Read More »

Put time — and tax-advantaged investments — on your side

John Zezini

If you’re relatively young, and you’ve been investing only a few years, you possess an asset that is invaluable and cannot be replaced: time. And the more time you spend contributing to tax-advantaged investments, the better off you may be. As an investor, time is your ally for two reasons. First, the more time you […]

Comments Off / March 29, 2012 | Posted in Business Columns | Read More »

Financial focus: Early IRA funding can pay off over time

You’ve got until April 17 to contribute to your Individual Retirement Account (IRA) for the 2011 tax year. That’s not a lot of time, but if you have some money available, and you haven’t completely funded your IRA for 2011, consider doing so before the deadline. And once you’ve “maxed out” on your IRA for […]

Comments Off / March 20, 2012 | Posted in Business Columns | Read More »

Maxed out on your IRA and 401(K)? What’s the next step?

If you are contributing the maximum amount to your 401(k) or other employer-sponsored retirement plan each year, that’s good. And if you’re also “maxing out” on your Individual Retirement Account (IRA) annually, that’s even better. But what then? If you’re already fully funding your 401(k) and IRA, can you put away even more for retirement? […]

Comments Off / March 18, 2012 | Posted in Business Columns | Read More »

Become familiar with these five key areas

Iain Marshall

As an investor, what are your goals? You can probably think of quite a few — but over the course of your lifetime, your objectives typically will fall into five key categories. And once you’re familiar with these areas, you can start thinking of what they’ll mean to you in terms of your financial and […]

Comments Off / February 16, 2012 | Posted in Business Columns | Read More »

Financial focus: Put power of tax deferral to work

John Zezini

As an investor you may sometimes feel frustrated. After all, your portfolio seems to be at the mercy of the financial markets, whose volatility is beyond anyone’s control. Yet you can control the quality of the investments you own and the diversification of those investments to improve your chances of attaining your long-term financial goals. […]

Comments Off / February 10, 2012 | Posted in Business Columns | Read More »