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Roth IRA: A lifetime investment

John Zezini

Some investments are appropriate during your working years, while others are more suitable for retirement. But a Roth Individual Retirement Account (IRA) can provide you with benefits at virtually every stage of your life. Let’s take a quick “journey” through some of these stages to see just how valuable a Roth IRA can be. To […]

1 Comment / June 09, 2011 | Posted in Business Columns | Read More »

Work toward your own Financial Independence Day

Iain Marshall

On July 4 we shoot fireworks, attend picnics, watch parades and otherwise celebrate our nation’s independence and the many freedoms we enjoy. But as you go through life, you’ll find out how important it is to work towards another type of freedom — financial freedom. That’s why you need to put strategies in place to […]

No Comment / June 07, 2011 | Posted in Business Columns | Read More »

Make the right moves with inherited stocks

John Zezini

When you inherit a sizable amount of stocks, your overall financial picture can change significantly. But to make the most of your inheritance, you need to decide what to do with your new stocks. Should you keep them or sell them? Before you can answer this question, you need to review several factors, including the […]

No Comment / May 26, 2011 | Posted in Business Columns | Read More »

Investing beyond short-term CDs

Iain Marshall

  Many people depend on certificates of deposit (CDs) to provide extra income. Yet CD rates have been fairly low for a while. In recent months, in fact, one-year CDs were paying about 0.5 percent, two-year CDs topped out at around 1 percent, and five-year CDs paid in the 2 percent to 2. 3 percent range. Those […]

No Comment / May 05, 2011 | Posted in Business Columns,Cameron Park Life | Read More »

‘Munis’ can still work for you — even in tough times

Iain Marshall

No matter where you live, the chances are good that a state or local government near you may be having some difficulty in balancing its budget. As a citizen, you’re probably concerned about how this situation will affect your life and your community. But as an investor, you may also wonder how this might affect […]

No Comment / May 03, 2011 | Posted in Business Columns | Read More »

Diner in disguise: Very special sushi

Popular opinion said most sushi restaurants draw mainly under-35 scenesters but that’s really not the case anymore. It may have been true in the ’90s but enjoying sushi is really a multi-generational thing nowadays. When we enter Twins Sushi at around noon we discover that only two tables were full, aside from us. The place […]

No Comment / April 27, 2011 | Posted in Business Columns,Cameron Park Life | Read More »

Mortgage decisions can make a difference in achieving financial goals

Iain Marshall

If you’re purchasing a new home or refinancing your existing one, you’ve got some mortgage-related decisions to consider. And since your mortgage may well be the biggest financial transaction you ever make — and one that can affect your long-term financial goals, such as retirement — you’ll want to weigh your options carefully. What types […]

No Comment / March 08, 2011 | Posted in Business Columns,Cameron Park Life | Read More »