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Like the weather, hot investment can cool off

Iain Marshall

We’re in the “Dog Days” of summer — traditionally the hottest, steamiest time of year. But in a few weeks, the temperatures will begin to cool down. Nature isn’t alone in this heating-and-cooling pattern;  you can also find evidence of it in the investment world. To be specific, today’s “hot” investments can lose their sizzle […]

No Comment / July 18, 2011 | Posted in Business Columns | Read More »

Fear of losses may lead to negative investment behavior

John Zezini

Like every other investor, you prefer not to see the value of your investments drop. But at some point they will fall simply because of the ups and downs of the market. And how you respond to short-term losses can help determine if you enjoy long-term investment success. Investors’ feelings about losses can be complex. […]

No Comment / July 07, 2011 | Posted in Business Columns | Read More »

Know tour investment risks — and how to respond

John Zezini

When you invest, you take some risks. While you can’t totally avoid these risks, you can take steps to help reduce their impact and increase your comfort level. And the more comfortable you are with your investments, the easier it will be to follow a long-term strategy that can help you meet your goals. Let’s […]

No Comment / June 23, 2011 | Posted in Business Columns | Read More »

Roth IRA: A lifetime investment

John Zezini

Some investments are appropriate during your working years, while others are more suitable for retirement. But a Roth Individual Retirement Account (IRA) can provide you with benefits at virtually every stage of your life. Let’s take a quick “journey” through some of these stages to see just how valuable a Roth IRA can be. To […]

1 Comment / June 09, 2011 | Posted in Business Columns | Read More »

Work toward your own Financial Independence Day

Iain Marshall

On July 4 we shoot fireworks, attend picnics, watch parades and otherwise celebrate our nation’s independence and the many freedoms we enjoy. But as you go through life, you’ll find out how important it is to work towards another type of freedom — financial freedom. That’s why you need to put strategies in place to […]

No Comment / June 07, 2011 | Posted in Business Columns | Read More »

Make the right moves with inherited stocks

John Zezini

When you inherit a sizable amount of stocks, your overall financial picture can change significantly. But to make the most of your inheritance, you need to decide what to do with your new stocks. Should you keep them or sell them? Before you can answer this question, you need to review several factors, including the […]

No Comment / May 26, 2011 | Posted in Business Columns | Read More »

Investing beyond short-term CDs

Iain Marshall

  Many people depend on certificates of deposit (CDs) to provide extra income. Yet CD rates have been fairly low for a while. In recent months, in fact, one-year CDs were paying about 0.5 percent, two-year CDs topped out at around 1 percent, and five-year CDs paid in the 2 percent to 2. 3 percent range. Those […]

No Comment / May 05, 2011 | Posted in Business Columns,Cameron Park Life | Read More »