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Financial focus: Take steps to protect your family business

John Zezini

There’s nothing more important in the world to you than your family. However, your family-owned business probably comes in second. So when it comes to protecting both your family and your business, you need to carefully consider your moves. As you know, you face plenty of challenges to keep your business running smoothly — but […]

No Comment / March 02, 2014 | Posted in Business Columns | Read More »

Saving is good … but it’s not investing

Iain Marshall

It’s a good thing to have some savings. When you put the money in a low-risk account, you can be pretty sure it will be readily available when you need it. Nonetheless, “saving” is not “investing” — and knowing the difference could pay off for you far into the future. Think about it this way: […]

No Comment / February 25, 2014 | Posted in Business Columns | Read More »

How will your investments affect your child’s financial aid prospects?

John Zezini

Even though it’s only February, college financial aid officers are already gathering documents, crunching numbers and otherwise working to determine grants for the school year that starts this coming fall. If you have children you plan on sending to college, how will your own savings and investments affect their chances of getting financial aid? The […]

No Comment / February 11, 2014 | Posted in Business Columns | Read More »

What’s your retirement vision?

Iain Marshall

When you start out in your career, you’re probably not thinking much about retirement. At this point, your picture of a “retirement lifestyle” may be, at best, hazy, hidden as it is behind a veil of experiences you’ve yet to encounter. But as you move through the years, your view of retirement comes into clearer […]

1 Comment / January 29, 2014 | Posted in Business Columns | Read More »

Financial focus: Use ‘tax diversification’ to help manage retirement income

John Zezini

You need to save and invest as much as possible to pay for the retirement lifestyle you’ve envisioned. But your retirement income also depends, to a certain degree, on how your retirement funds are taxed. And that’s why you may be interested in tax diversification. To understand the concept of tax diversification, you’ll need to […]

No Comment / January 09, 2014 | Posted in Business Columns | Read More »

Financial Focus: Financial resolutions for the new year

Iain Marshall

About 45 percent of Americans usually make New Year’s resolutions, according to a survey from the University of Scranton. But the same survey shows that only 8 percent of us actually keep our resolutions. Perhaps this low success rate isn’t such a tragedy when our resolutions involve things like losing a little weight or learning […]

No Comment / December 30, 2013 | Posted in Business Columns,Cameron Park Life | Read More »

Financial focus: Assumptions can be dangerous to investors

John Zezini

Every day of our lives, we make assumptions. We assume that the people we encounter regularly will behave in the manner to which we are accustomed. We assume that if we take care of our cars, they will get us to where we want to go. In fact, we need to make assumptions to bring […]

No Comment / December 15, 2013 | Posted in Business Columns | Read More »