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How will your investments affect your child’s financial aid prospects?

John Zezini

Even though it’s only February, college financial aid officers are already gathering documents, crunching numbers and otherwise working to determine grants for the school year that starts this coming fall. If you have children you plan on sending to college, how will your own savings and investments affect their chances of getting financial aid? The […]

No Comment / February 11, 2014 | Posted in Business Columns | Read More »

What’s your retirement vision?

Iain Marshall

When you start out in your career, you’re probably not thinking much about retirement. At this point, your picture of a “retirement lifestyle” may be, at best, hazy, hidden as it is behind a veil of experiences you’ve yet to encounter. But as you move through the years, your view of retirement comes into clearer […]

1 Comment / January 29, 2014 | Posted in Business Columns | Read More »

Financial focus: Use ‘tax diversification’ to help manage retirement income

John Zezini

You need to save and invest as much as possible to pay for the retirement lifestyle you’ve envisioned. But your retirement income also depends, to a certain degree, on how your retirement funds are taxed. And that’s why you may be interested in tax diversification. To understand the concept of tax diversification, you’ll need to […]

No Comment / January 09, 2014 | Posted in Business Columns | Read More »

Financial Focus: Financial resolutions for the new year

Iain Marshall

About 45 percent of Americans usually make New Year’s resolutions, according to a survey from the University of Scranton. But the same survey shows that only 8 percent of us actually keep our resolutions. Perhaps this low success rate isn’t such a tragedy when our resolutions involve things like losing a little weight or learning […]

No Comment / December 30, 2013 | Posted in Business Columns,Cameron Park Life | Read More »

Financial focus: Assumptions can be dangerous to investors

John Zezini

Every day of our lives, we make assumptions. We assume that the people we encounter regularly will behave in the manner to which we are accustomed. We assume that if we take care of our cars, they will get us to where we want to go. In fact, we need to make assumptions to bring […]

No Comment / December 15, 2013 | Posted in Business Columns | Read More »

Assumptions can be dangerous to investors

Iain Marshall

Every day of our lives, we make assumptions. We assume that the people we encounter regularly will behave in the manner to which we are accustomed. We assume that if we take care of our cars, they will get us to where we want to go. In fact, we need to make assumptions to bring […]

No Comment / November 25, 2013 | Posted in Business Columns | Read More »

Have you started taking your RMDs?

John Zezini

Throughout your career, you have been working hard to save in one or more retirement accounts. Then, once you retire, you’ll have some new decisions to make. But one choice has already been made for you: the age at which you must start taking withdrawals, or “distributions.” It’s a good idea to familiarize yourself with […]

No Comment / November 14, 2013 | Posted in Business Columns | Read More »