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Don’t fall victim to investment ‘biases’

Iain Marshall

If you’re like most people, you go through many complex thoughts and emotions when choosing investments. In fact, a field of study called “behavioral finance” is devoted to understanding why people make their investment decisions. As part of their work, behavioral finance researchers examine “biases” that affect people’s investment selections. And as an individual investor, […]

No Comment / June 26, 2012 | Posted in Business Columns,Cameron Park Life | Read More »

Automatic investing can pay off for you

Iain Marshall

To achieve investment success, you don’t have to start out with a huge sum or “get lucky” by picking “hot” stocks. In fact, very few people actually travel those two routes. But in working toward your investment goals, you need to be persistent — and one of the best ways to demonstrate that persistence is […]

No Comment / May 29, 2012 | Posted in Business Columns,Cameron Park Life | Read More »

Financial focus: Gen X’ers must juggle a variety of financial issues

John Zezini

If you’re part of “Generation X” — the age cohort born between the mid-1960s and the early 1980s — you’re probably in one of the busiest phases of your life, as you’re well into your working years and, at the same time, busy raising a family. But just as you’re “multi-tasking” in your life, you’ll […]

No Comment / May 24, 2012 | Posted in Business Columns | Read More »

529 plan can help with college funding and estate-planning considerations

John Zezini

Now that another school year is drawing to a close, your young children are a step closer to the day when they’ll be heading off to college. Of course, as you’re probably aware, higher education doesn’t come cheap — and the costs seem to continuously climb. You can help your children — or even your […]

No Comment / May 10, 2012 | Posted in Business Columns | Read More »

This Mother’s Day, think of lifetime financial moves to help kids

Iain Marshall

If you’re a mother, you’ll probably get some nice cards and flowers on Mother’s Day. But of course, your greatest gifts are your children themselves. And since you want to see them happy and financially secure, perhaps you can use this Mother’s Day as an opportunity to consider ways to help your children at various […]

No Comment / April 26, 2012 | Posted in Business Columns | Read More »

Put time — and tax-advantaged investments — on your side

John Zezini

If you’re relatively young, and you’ve been investing only a few years, you possess an asset that is invaluable and cannot be replaced: time. And the more time you spend contributing to tax-advantaged investments, the better off you may be. As an investor, time is your ally for two reasons. First, the more time you […]

No Comment / March 29, 2012 | Posted in Business Columns | Read More »

Financial focus: Early IRA funding can pay off over time

You’ve got until April 17 to contribute to your Individual Retirement Account (IRA) for the 2011 tax year. That’s not a lot of time, but if you have some money available, and you haven’t completely funded your IRA for 2011, consider doing so before the deadline. And once you’ve “maxed out” on your IRA for […]

No Comment / March 20, 2012 | Posted in Business Columns | Read More »