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Financial focus: Early IRA funding can pay off over time

You’ve got until April 17 to contribute to your Individual Retirement Account (IRA) for the 2011 tax year. That’s not a lot of time, but if you have some money available, and you haven’t completely funded your IRA for 2011, consider doing so before the deadline. And once you’ve “maxed out” on your IRA for […]

No Comment / March 20, 2012 | Posted in Business Columns | Read More »

Maxed out on your IRA and 401(K)? What’s the next step?

If you are contributing the maximum amount to your 401(k) or other employer-sponsored retirement plan each year, that’s good. And if you’re also “maxing out” on your Individual Retirement Account (IRA) annually, that’s even better. But what then? If you’re already fully funding your 401(k) and IRA, can you put away even more for retirement? […]

No Comment / March 18, 2012 | Posted in Business Columns | Read More »

Button UP brings fashion to Palladio

Robin Bernardoni, right, owner of Button UP women's clothing boutique in Palladio and Runway Boutique in El Dorado Hills, and Lindsay Moore, manager of the stores wear blouses from Fifteen Twenty in a spring blue inspired by the sea. Button UP's grand opening will be held from noon until 7 p.m. on Saturday, March 3. Photo by Roberta Long

Living in El Dorado Hills, Robin Bernardoni saw an opportunity for a unique specialized women’s clothing store in the area. “Most of the women’s clothing was sold through chains or department stores, and people were driving to San Francisco for prom dresses,” she said. Robin’s desire to open a women’s clothing boutique dovetailed nicely with […]

2 Comments / February 27, 2012 | Posted in Business | Read More »

Become familiar with these five key areas

Iain Marshall

As an investor, what are your goals? You can probably think of quite a few — but over the course of your lifetime, your objectives typically will fall into five key categories. And once you’re familiar with these areas, you can start thinking of what they’ll mean to you in terms of your financial and […]

No Comment / February 16, 2012 | Posted in Business Columns | Read More »

Financial focus: Put power of tax deferral to work

John Zezini

As an investor you may sometimes feel frustrated. After all, your portfolio seems to be at the mercy of the financial markets, whose volatility is beyond anyone’s control. Yet you can control the quality of the investments you own and the diversification of those investments to improve your chances of attaining your long-term financial goals. […]

No Comment / February 10, 2012 | Posted in Business Columns | Read More »

Don’t play politics with your investment decisions

Iain Marshall

While the election season heats up, you will hear more and more promises, claims and counter-claims from the candidates. As a citizen, you may or may not enjoy this “political theater,” but as an investor, you might be concerned over all the talk about taxes, Social Security, Medicare and other financial topics. Will you need […]

No Comment / January 31, 2012 | Posted in Business Columns | Read More »

Dale Stanec Jr., DDS, marks 10 years in Cameron Park

Dale III, 9, (seated) and Luis, 7, get a lesson on proper brushing technique from Dad. Dale Stanec Jr., with the help of his wife Elena, operates a successful dental practice in Cameron Park. Village Life photo by Pat Dollins

Three months out of dental school in 2000, Dale Stanec Jr., DDS, was the first graduate in his class to open a dental practice starting from scratch. “I got to create my own puzzle and do it the way it works for me,” he said. “My practice is very small and low-key.” In his office […]

No Comment / January 30, 2012 | Posted in Business Columns | Read More »