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Financial Focus: Avoid problems by updating beneficiary designations

Like many people, you might not particularly enjoy thinking about your estate plans, but such planning is necessary to make sure your assets go where you want them to go. And it’s just as important to regularly review your plans with your tax, legal and financial professionals in case any changes are needed. For instance, […]

Comments Off / April 05, 2016 | Posted in Business Columns | Read More »

Financial Focus: How should you respond to ‘market correction?’

Iain Marshall

As an investor, you may be gaining familiarity with the term “market correction.” But what does it mean? And, more importantly, what does it mean to you? A correction occurs when a key index, such as the S&P 500, declines at least 10 percent from its previous high. A correction, by definition, is short-term in nature and […]

Comments Off / February 24, 2016 | Posted in Business Columns | Read More »

Chill out and enjoy the benefits

Jeanette Panzer, left, goes in for an advanced cryotherapy therapy session at NorCal Cryotherapy in El Dorado Hills Town Center. Owner Sharon Thompson discusses the many benefits of the two-minute session with all new clients. Photo by Julie Samrick

You don’t need to travel to New York or Los Angeles to experience the whole body cryotherapy treatments making fans out of movie stars and professional athletes. NorCal Cryotherapy in Town Center opened Jan. 4. Owner and El Dorado Hills resident Sharon Thompson raves about the ice therapy treatment that, while just being introduced in America, […]

Comments Off / February 10, 2016 | Posted in Business | Read More »

Financial focus: What expenses will you incur when investing?

Iain Marshall

You invest so that you can achieve a variety of goals, such as a secure retirement. It’s inevitable, though, that you will incur some costs when investing, ranging from payments to a financial professional to costs of educational materials. So it’s a good idea to familiarize yourself with these expenses. If you work with a […]

Comments Off / January 27, 2016 | Posted in Business Columns | Read More »

Davis & Amaral thrives on personal attention

Tom Davis and Dennis Amaral Davis & Amaral Mortgage Consultants in 1992. They and thier team combine modern-day technology with "old school" personal service. Photo by Caroline Taylor

Tom Davis, co-owner of Davis & Amaral Mortgage Consultants, has been in El Dorado Hills for more than 20 years. Not only has the company survived the economic downturn, the transition to online business, as well as new banking laws and other restrictions in the loan industry, but it has thrived. “Being here for 23 years, I think […]

Comments Off / January 10, 2016 | Posted in Business | Read More »

Financial Focus: What to look for from a financial advisor

Iain Marshall

There’s a lot to know about investing, so it’s a good idea to get some professional help. But with so many financial advisors out there, how can you choose one that’s right for you? You may have to interview several prospective financial advisors before deciding on one. When you talk to them, see if you […]

Comments Off / December 30, 2015 | Posted in Business Columns | Read More »

Financial focus: Maximize the benefits of your charitable giving

Iain Marshall

It’s certainly the season for giving — and when you make charitable gifts, you can both give and receive. To get the most out of your gifts, your first step is to make sure you are giving to a worthy charity. That means you’ll need to ask some questions. How does a group measure its effectiveness? […]

Comments Off / November 23, 2015 | Posted in Business Columns | Read More »