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What’s smarter — paying off debts or investing?

Iain Marshall

It probably doesn’t happen as much as you’d like, but from time to time, you have some extra disposable income. When this happens, how should you use the funds? Assuming you have adequate emergency savings — typically, three to six months’ worth of living expenses — should you pay off debts, or fund your IRA […]

No Comment / July 29, 2014 | Posted in Business Columns,Cameron Park Life | Read More »

Veggies grow up, literally

THE DOWNINGS DID IT — Makenna, 12, dad Rich and Noah, 11, grow their own delicious vegetables using Tower Gardens, a space-saving and soil-free system. Village Life photo by Noel Stack

When a member of the Downing family needs an extra tomato or two for their salad, they just reach over and pick one. That’s not too uncommon when families dine outside but this scenario can happen inside thanks to a Tower Garden in the corner of the dining room. Rich and Gina Downing, representatives for […]

No Comment / July 20, 2014 | Posted in Business,Feature Photos | Read More »

App helps homeowners protect their most valuable asset

El Dorado Hills resident Elizabeth Dodson is a co-founder of HomeZada, a home organization and management software solution she researched for before creating with husband John Bodrozic and product developer David Ing. Village Life photo by Julie Samrick

When entrepreneur Elizabeth Dodson moved from the East Coast  to El Dorado Hills she wanted a tool to help manage her new home, which had different materials and maintenance tips than what she’d always known. “On the East Coast people have basements and no one has tile or stucco roofs like in California,” she said. […]

No Comment / July 02, 2014 | Posted in Business | Read More »

Financial focus: Free yourself from cycle of emotional investing

Iain Marshall

In many areas of your life, you’re probably aware that it’s useful to keep emotions out of your decision-making — and that’s certainly the case with investing. However, it can be difficult to keep your feelings from influencing your investment decisions. But you may find it easier to invest with your head, rather than your […]

No Comment / June 24, 2014 | Posted in Business Columns,Cameron Park Life | Read More »

Conversation about finances is important for newlyweds

John Zezini

If you’re getting married, you no doubt have many exciting details to discuss with your spouse-to-be. But after you get back from the honeymoon, you’ll want to have another discussion — about your finances. It might not sound glamorous, but couples who quickly “get on the same page” regarding their financial situation are actually taking […]

No Comment / June 03, 2014 | Posted in Business Columns | Read More »

How will Social Security fit into your retirement income strategy?

Have you given much thought to collecting Social Security? The answer probably depends on how old you are — but whatever your age, you’ll want to consider the best way of incorporating Social Security benefits into your retirement income strategy. Of course, if you have several decades to go until you retire, you might be […]

No Comment / May 27, 2014 | Posted in Business Columns | Read More »

Avoid problems by updating beneficiary designations

John Zezini

Like many people, you might not particularly enjoy thinking about your estate plans, but such planning is necessary to make sure your assets go where you want them to go. And it’s just as important to regularly review your plans with your tax, legal and financial professionals in case any changes are needed. For instance, […]

No Comment / May 18, 2014 | Posted in Business Columns | Read More »