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Be aware of the need for disability insurance

John Zezini

It probably doesn’t show up on your calendar, but May is Disability Insurance Awareness Month. And you might agree that such a month is useful, when consider the following: • Three in 10 workers entering the workforce today will become disabled before retiring, according to the Social Security Administration. • At age 42, you are […]

No Comment / April 25, 2013 | Posted in Business Columns | Read More »

Financial focus: Should you take a pension buyout?

Iain Marshall

Have you recently received a pension buyout offer? If so, you need to decide if you should take the buyout, which could provide you with a potentially large lump sum, or continue accepting your regular pension payments for the rest of your life. It’s a big decision. Clearly, there’s no “one size fits all” answer […]

No Comment / April 21, 2013 | Posted in Business Columns | Read More »

Financial Focus: Help Yourself Reduce Investment Stress

John Zezini

You probably aren’t too worried about it, but April is Stress Awareness Month. Each year, the Health Resource Network sponsors this “month” to inform people about the dangers of stress and to share successful coping strategies. Obviously, it’s important to reduce stress in all walks of life — including your investment activities. How can you […]

No Comment / April 04, 2013 | Posted in Business Columns | Read More »

Retirement, succession plans: “Must haves” for business owners

John Zezini

If you own a business, you may well follow a “do it now” philosophy — which is, of course, necessary to keep things running smoothly. Still, you also need to think about tomorrow — which means you’ll want to take action on your own retirement and business succession plans. Fortunately, you’ve got some attractive options […]

No Comment / March 14, 2013 | Posted in Business Columns | Read More »

Time for Gen-Xers to put IRAs to work

Iain Marshall

If you’re a “Gen-Xer,” born between 1965 and 1980, you’ve still got many years to go until you retire. At this stage of your life, what can you do to help build resources for the retirement lifestyle you’ve envisioned? Besides having time on your side, you’ve got another key advantage in saving for retirement — […]

No Comment / March 05, 2013 | Posted in Business Columns | Read More »

Be aware of risks of not investing

John Zezini

You’ve no doubt heard about the risks associated with investing. This investment carries this type of risk, while that investment carries another one. And it is certainly true that all investments do involve some form of risk. But what about not investing? Isn’t there some risk associated with that, too? In fact, by staying on […]

No Comment / February 14, 2013 | Posted in Business Columns | Read More »

Avoid becoming a Groundhog Day investor

John Zezini

Groundhog Day is almost here. For most of its history — which, according to some reports, dates back to the first celebration in 1886 or 1887 in Punxsutawney, Pa. — Groundhog Day held little significance for most Americans. But that changed in 1993 with the release of the movie “Groundhog Day,” in which a semi-embittered meteorologist, […]

No Comment / January 28, 2013 | Posted in Business Columns | Read More »