John Zezini

Have you started taking your RMDs?

Throughout your career, you have been working hard to save in one or more retirement accounts. Then, once you retire, you’ll have some new decisions to make. But one choice has already been made for you: the age at which you must start taking withdrawals, or “distributions.” It’s a good idea to familiarize yourself with […]

December 04, 2013 | Posted in Business Columns | Tagged ,

Financial focus: What does the debt ceiling resolution mean to investors?

After plenty of haggling, and a fair amount of political theater, Congress reached a last-minute agreement to raise the debt ceiling and end the partial government shutdown. Most people would agree that a fully functioning government that can pay its bills on time is a positive thing — and it’s certainly good news for investors, […]

November 06, 2013 | Posted in Business Columns | Tagged ,

Are you on track toward your financial objectives?

It’s been almost two years since turmoil began in the financial markets. And during that time, your own financial picture, along with that of virtually every other investor, has probably changed. Still, you can do a lot to get back on track toward the future you’ve envisioned — and you can start today. What moves […]

October 16, 2013 | Posted in Business Columns | Tagged ,

What’s your retirement “contingency plan?”

You probably have thought about what you’d like to do during your retirement years. But all your plans probably depend, to at least some extent, on your financial situation. What happens if you reach the age at which you wish to retire and you just don’t have the money you thought you’d have? If this […]

October 02, 2013 | Posted in Business Columns | Tagged ,

Are you an “efficient” investor?

Generally speaking, if you’re efficient at a particular task, you’ll get good results without wasting effort. As you’ve already learned from your life experiences, it’s usually far better to be efficient at something than to be inefficient — and that’s certainly true with investing. So, what can you do to become a more efficient investor? […]

September 18, 2013 | Posted in Business Columns | Tagged ,

Can “excess” retirement dollars help your grandchildren?

National Grandparents Day is observed on Sept. 8. And although this “Day” is not as widely known as Mother’s Day or Father’s Day, it does remind us of the importance of grandparents. If you’re a grandparent yourself, you may be thinking of ways to help your grandchildren on their journey through life. One of the […]

August 28, 2013 | Posted in Business Columns | Tagged ,

Financial focus: Can you benefit from municipal bonds?

Over the past couple of years, the economic picture has brightened for many cities and states — but some of them are still facing potential financial problems. As a citizen, you may well have concerns about these issues. And as an investor, these financial woes may affect your thinking about one particular type of investment […]

August 14, 2013 | Posted in Business Columns | Tagged ,

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