Financial Focus: How should you respond to ‘market correction?’

As an investor, you may be gaining familiarity with the term “market correction.” But what does it mean? And, more importantly, what does it mean to you? A correction occurs when a key index, such as the S&P 500, declines at least 10 percent from its previous high. A correction, by definition, is short-term in nature and […]

March 01, 2016 | Posted in Business Columns | Tagged ,

Chill out and enjoy the benefits

You don’t need to travel to New York or Los Angeles to experience the whole body cryotherapy treatments making fans out of movie stars and professional athletes. NorCal Cryotherapy in Town Center opened Jan. 4. Owner and El Dorado Hills resident Sharon Thompson raves about the ice therapy treatment that, while just being introduced in America, […]

February 10, 2016 | Posted in Business | Tagged ,

Financial focus: What expenses will you incur when investing?

You invest so that you can achieve a variety of goals, such as a secure retirement. It’s inevitable, though, that you will incur some costs when investing, ranging from payments to a financial professional to costs of educational materials. So it’s a good idea to familiarize yourself with these expenses. If you work with a […]

February 02, 2016 | Posted in Business Columns | Tagged ,

Davis & Amaral thrives on personal attention

Tom Davis, co-owner of Davis & Amaral Mortgage Consultants, has been in El Dorado Hills for more than 20 years. Not only has the company survived the economic downturn, the transition to online business, as well as new banking laws and other restrictions in the loan industry, but it has thrived. “Being here for 23 years, I think […]

January 13, 2016 | Posted in Business | Tagged ,

Financial Focus: What to look for from a financial advisor

There’s a lot to know about investing, so it’s a good idea to get some professional help. But with so many financial advisors out there, how can you choose one that’s right for you? You may have to interview several prospective financial advisors before deciding on one. When you talk to them, see if you […]

January 05, 2016 | Posted in Business Columns | Tagged ,

Financial focus: Maximize the benefits of your charitable giving

It’s certainly the season for giving — and when you make charitable gifts, you can both give and receive. To get the most out of your gifts, your first step is to make sure you are giving to a worthy charity. That means you’ll need to ask some questions. How does a group measure its effectiveness? […]

December 01, 2015 | Posted in Business Columns | Tagged ,

Financial focus: Avoid emotional investment decisions

What’s the biggest obstacle to your ability to invest successfully? Is it the ups and downs of the financial markets? Political events? The fact that you weren’t born rich? Actually, the chief hurdle you face is something over which you have control: your own emotions. Your emotions can lead to a variety of ill-advised investment […]

November 03, 2015 | Posted in Business Columns | Tagged ,